The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | City of Oxford | Butler | 46 |
| 2. | Village of Hunting Valley | Cuyahoga | 47 |
| 3. | Village of Summerfield | Noble | 51 |
| 4. | City of Athens | Athens | 52 |
| 5. | Village of Marble Cliff | Franklin | 54 |
| 6. | Whites Landing Census Designated Place | Sandusky | 54 |
| 7. | Twinsburg Heights Census Designated Place | Summit | 56 |
| 8. | Village of Put-in-Bay | Ottawa | 58 |
| 9. | City of Willoughby Hills | Lake | 58 |
| 10. | Village of Morristown | Belmont | 59 |
| 11. | Orient Census Designated Place | Pickaway | 62 |
| 12. | Village of Felicity | Clermont | 62 |
| 13. | Village of Owensville | Clermont | 63 |
| 14. | Village of Woodmere | Cuyahoga | 63 |
| 15. | Village of Fredericksburg | Wayne | 63 |
| 16. | The Plains Census Designated Place | Athens | 67 |
| 17. | Village of Belle Valley | Noble | 67 |
| 18. | Darbydale Census Designated Place | Franklin | 67 |
| 19. | Village of Addyston | Hamilton | 68 |
| 20. | Thornport Census Designated Place | Perry | 68 |