The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 45203 | Cincinnati | 30 |
| 2. | 43201 | Columbus | 31 |
| 3. | 43210 | Columbus | 36 |
| 4. | 45220 | Cincinnati | 42 |
| 5. | 45229 | Cincinnati | 42 |
| 6. | 44106 | Cleveland | 45 |
| 7. | 43203 | Columbus | 48 |
| 8. | 43212 | Columbus | 49 |
| 9. | 45056 | Oxford | 51 |
| 10. | 43215 | Columbus | 53 |
| 11. | 43205 | Columbus | 55 |
| 12. | 45206 | Cincinnati | 55 |
| 13. | 45219 | Cincinnati | 57 |
| 14. | 43202 | Columbus | 59 |
| 15. | 43217 | Columbus | 60 |
| 16. | 43759 | Morristown | 62 |
| 17. | 45225 | Cincinnati | 62 |
| 18. | 45160 | Owensville | 63 |
| 19. | 44115 | Cleveland | 63 |
| 20. | 43620 | Toledo | 64 |